Zong is a big phone company in Pakistan. They help people make calls and use the internet on their phones. There are other phone companies too, like Telenor, Jazz, and Ufone. Some of these companies let people borrow money, which is called a loan. With Jazz and Telenor, you can even take out the borrowed money and use it for anything you need.
Today, we’re going to talk about how to get a loan from Zong. Zong is special because it helps people when they run out of phone credit. If you need to make a call or send a message, but don’t have enough money on your phone, Zong can help you.
In this blog post, i will tel you about how to ask Zong for a loan. We’ll also find out what kind of loans Zong gives. It’s important to know this so you can use your phone even when you’re out of credit. Are you ready to learn about Zong loans? Let’s start our journey to understand how Zong can help you when you need it most!
How to Get a Zong Loan
A. Check if you can get a loan: Before you ask for a loan, you need to make sure Zong will give you one. Here’s how:
A. Check if you can get a loan:
- You must be a Zong prepaid customer.
- There are two types of loans: Standard Advance Loan and Super Advance Loan.
- For Super Advance Loan, you need to have recharged Rs. 660 or more in the last 3 months.
- If you recharged less than Rs. 660 in the last 3 months, you can still get a Standard Advance Loan.
B. Steps to get a loan:
- Dial the code:
- Open your phone’s dialer.
- Type *911#
- Press the call button.
- Choose loan amount:
- For Standard Advance Loan, you can get Rs. 15 per transaction.
- For Super Advance Loan, you can get Rs. 30 per transaction.
- You can get up to two loan transactions per recharge.
- Confirm your choice:
- Follow the prompts on your screen to confirm your loan.
Other ways to get a loan:
- Send a blank SMS to 6911.
- Use the My Zong App and tap the “Get Loan” button in the loan section.
Remember:
- You can get two loans per recharge.
- Service charges apply: Rs. 4.5 + tax for Standard Loan, Rs. 8 + tax for Super Loan per transaction.
- The minimum recharge to pay back a Standard Loan is Rs. 50.
- For Super Loans, the minimum recharge depends on your outstanding loan amount.
Types of Zong Loans
Call loans:
- This is money you can use to make phone calls.
- You can talk to your friends and family even if you don’t have balance.
SMS loans:
- This loan lets you send text messages.
- You can stay in touch by texting when you’re out of credit.
Data loans:
- This loan gives you internet data.
- You can browse websites or use apps even without balance.
Important to remember: Zong loans can only be used for calls, messages, and internet on your Zong SIM. You can’t take out cash or use it for other things. This is different from Jazz or Telenor, where you might be able to withdraw money. If you need cash for personal reasons, Zong loans won’t work for that. For bigger loans, you might want to check Jazz’s bank, as they now have their own bank in Pakistan.
Paying Back Your Zong Loan
When to pay:
- You don’t have to pay right away.
- Zong will take the money when you next add credit to your phone.
- Try to add credit within 7 days to keep using your phone normally.
How the money is taken back:
- When you add credit (recharge) your Zong account, the loan amount is automatically taken.
- For a Standard Loan, you need to recharge at least Rs. 50.
- For a Super Loan, the minimum recharge depends on how much you borrowed.
- Zong will take the loan amount plus the service charges.
- After paying back, the remaining balance is yours to use.
Remember, Zong loans are meant for quick phone needs, not for getting cash. If you need money for other things, you might want to look at different options, like bank loans.
Conclusion
Getting a Zong loan is easy and can be a big help when you’re out of credit. Just remember, you can dial *911#, send a blank SMS to 6911, or use the My Zong App to get a loan. You might get a Standard Loan or a Super Loan, depending on how much you usually recharge.
The loan gives you credit for calls, texts, or internet – but not cash. When you recharge your phone, Zong will take back the loan amount plus a small fee. It’s important to use Zong loans wisely. Only get a loan when you really need it, and try to pay it back quickly by recharging your phone.
Don’t forget, this service is there to help you stay connected in emergencies or when you run out of credit unexpectedly. If you use it carefully, Zong loans can be a handy tool to keep you connected without any worries.
